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Free Startup Services — Stripe Atlas, Brex, Ramp, Gusto & More

Beyond code and infrastructure, startups need a stack of essential services to incorporate, manage finances, run payroll, handle compliance, and manage documents. These operational tools are often the most expensive line items on a startup’s budget.

Programs like Stripe Atlas simplify incorporation and unlock over $50,000 in partner perks. Financial platforms like Brex and Ramp provide free banking, corporate cards, and hundreds of thousands in partner rewards. Gusto handles payroll and benefits, while Salesforce, Freshworks, and Zoho cover CRM and business operations.

These programs are specifically designed for startups and can save tens of thousands of dollars in your first year. Browse the full list below.

Total category value

$435K+

Programs

All Other Services deals

Freshworks

Up to $10,000

Up to $10,000 in credits for CRM, support, marketing, and ITSM — accessible from 87+ countries

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Top Pick

Stripe Atlas

$50K+ in perks

Delaware C-Corp/LLC formation ($500) with $2,500 Stripe credits, $5K AWS credits, and $50K in partner perks

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Dropbox

Up to 90% off

Up to 90% off DocSend, Dropbox, and Dropbox Sign — tiered by funding stage (Seed/A/B)

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Zoho One

1 year free

1 year free bundle of 45+ applications including CRM, email, project management, and HR

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Brex

Free financial stack

All-in-one financial stack: banking (up to $6M FDIC), corporate cards (40x limits), bill pay, and treasury

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Ramp

$350K+ in partner rewards

$350K+ in partner rewards including $2,500 OpenAI credits, Deel, AWS, Google Workspace, and Drata

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Gusto

Discounted pricing

Payroll, benefits, and HR platform trusted by 400,000+ businesses — from kickoff to payday

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Salesforce for Startups

Up to $25,000

Up to $25,000 in CRM credits with AppExchange access, architecture reviews, and training resources

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Frequently Asked Questions

What is the fastest way to incorporate a startup in the US?

Stripe Atlas is the fastest and most popular option, incorporating a Delaware C-Corp or LLC for a $500 one-time fee. Ninety percent of Atlas founders become ready to fundraise, open bank accounts, and charge customers within 2 business days. Atlas includes EIN acquisition, legal documents, one year of free registered agent services, and a pre-built Stripe account. It also unlocks $50,000+ in partner perks from Brex, Notion, AWS, and others. International founders can accept payments immediately after incorporation without waiting for their EIN.

What financial tools should a startup set up on day one?

Start with Brex or Ramp for corporate cards and banking. Brex offers up to $6M FDIC-insured banking with 40x higher credit limits and no personal guarantee. Ramp provides $350,000+ in partner rewards including OpenAI, AWS, and Google Workspace credits. Both are free to use. Add Gusto for payroll once you hire (available through Stripe Atlas and other partner programs at a discount). Together, these tools give you enterprise-grade financial infrastructure with zero upfront cost.

Can international founders access these startup programs?

Yes, most programs in this category support international founders. Stripe Atlas is specifically designed for global incorporation — international founders can accept payments immediately after forming their Delaware entity. Brex and Ramp require a US-based entity but not US-based founders. Freshworks supports startups in 87+ countries. Salesforce and Zoho have global programs. Dropbox, through its DocSend Partner Program, is available worldwide. The main requirement is typically a US legal entity, which Stripe Atlas can help you set up.